I JUST PAID OFF THE FIRST OF MY FEDERAL LOANS!!
I've saved $250-270 in interest by paying it off about 7 years early. Granted, that doesn't seem like a lot, but it's the smallest loan I had, so it's to be expected. It's also paid off 9 months earlier than if I just kept up the simple Snowball effect by only putting in the monthly payment leftover from my Wells Fargo loan. Now I can put $70 into my second smallest loan!
But first, I do believe I've earned myself a massage! I can't wait. My neck and shoulders could really use the attention.
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